Top 10 Benefits of an Annuity Contract

(in no particular order)

1. No Taxes Owed on Earnings if you do Not Withdraw Those Earnings
2. Insurance Companies Must Hold Cash Reserves to Honor Policies
3. Never a Down Year Due to the Market Going Down
4. If you pass away, your heirs will get 100% of account balances without probate

   5. Lifetime Income Can be Turned on with any Annuity

   6. So Safe that Courts, Lottery Winnings, Pensions are often paid via Annuities

   7. Death Benefits can be Guaranteed in Advance
   8. Can be Set up to provide Structured Payments for specific periods of time

   9. Will Automate Your Finances and Relieve You of Investment Management

 10. More Competitive and more Liquid (this is highly misunderstood) than Bank CD's

 11. Insurers are the country's oldest institutions 

 12. Oops, I went past 10.